Empiric Investing is now part of The Youth Economy LabEmpiric is now part of YELRead the announcement
The Youth Economy LabEmpiric Investing is now part of The Youth Economy Lab

Free investing research for every student.

Empiric turns SEC filings into free research tools for students: Total Shareholder Yield, accounting red flags, valuation and more. We also run The Wolves of Wall Street, a stock competition.

empiricinvesting.me/app
Total Shareholder Yield
5.2%
Apple Inc. · AAPL
Dividend yield0.50%
Net buyback yield3.80%
Debt reduction yield0.90%
TSY = Dividend + Net buyback + Debt reduction
Sample values
87
Survivability
Composite of 10 durability dimensions, scored 0–100.
Accounting red flags
2 of 14 categories flagged
Sourced from 10-K and 10-Q XBRL filings
Wolves of Wall StreetThe 2026 competition has ended
700+Students directly impactedThrough Empiric tools and programs
$21KCredits securedFrom startup programs like E2B and Neon
8KYEL membersEmpiric is part of The Youth Economy Lab
$0Cost to studentsEvery tool and program, always
The 2026 competition has ended

The Wolves of Wall Street

A free, one-month stock investing competition where a strong thesis matters more than a lucky trade.

678+Registrations
$1,000Cash prize pool
$100,000Virtual portfolio
Top 5Earn internships
Sep 28 – Oct 27, 2026100% complete

How the Empiric App works

Every number comes straight from a company's filings with the SEC, the same documents professional analysts read.

Search
AAPL
KOEPDJNJXOMMSFT
STEP 01

Pick any company

Type a ticker. Empiric covers 668+ companies with up to ten years of history.

STEP 02

We read its SEC filings

Annual and quarterly reports are pulled from SEC EDGAR and parsed from standardized XBRL data. No estimates.

STEP 03

See every way it returns cash

Dividends, buybacks after dilution and debt paydown, combined into Total Shareholder Yield, plus 14 red-flag checks and a survivability score.

STEP 04

Put it to work

Cite the numbers in a stock thesis. Every trade in The Wolves of Wall Street needs one.

Total Shareholder Yield

TSY adds up the three ways a company returns cash to shareholders: dividends, net share buybacks after dilution, and debt paydown, each measured against market cap.

Dividend yield0.5%

Total dividends paid ÷ market cap.

+
Net buyback yield3.8%

Repurchases minus stock-comp dilution ÷ market cap.

+
Debt reduction yield0.9%

Net debt decrease ÷ market cap, floored at zero.

=
Total Shareholder Yield5.2%

Example: Apple, using the sample components shown.

What the app measures

Six analyses on every company, each built from audited filings. Select one for details.

Empiric is part of The Youth Economy Lab

We give students free, inclusive opportunities across every corner of finance and economics — tearing down the paywalls in front of the ones they're passionate about.

YEL began in Dubai and now has 7,885+ members in 106 countries. Empiric's tools and competitions are now part of the Lab.

106 countries Drag to spin
The Youth Economy Lab · Student-led 501(c)(3) · Empiric's parent organization
7,885+Active membersAs of October 2026
106CountriesOn every inhabited continent
1M+ReachAccounts reached
21PartnersIncluding Wall Street Oasis
$0Cost to enterEvery program, always

Partners of Empiric and The Youth Economy Lab

Common questions

Still curious? Email info@empiricinvesting.me

Yes, completely free. Launch the app and analyze up to five companies as a guest; a free account unlocks unlimited lookups.

All financial data comes from SEC EDGAR filings (10-K and 10-Q), parsed from XBRL structured data. Market prices are sourced from Yahoo Finance.

Total Shareholder Yield combines dividends, share buybacks and debt reduction into one figure for how much a company returns to shareholders, not only through dividends.

No. Empiric Investing is an informational tool only. Always consult a qualified financial advisor before making investment decisions.

668+ companies with up to 10 years of historical data, covering a broad cross-section of the U.S. market.

There are no ads and we don't sell data. The SEC data is public record, and startup programs like E2B and Neon have given us $21K in credits. Empiric is part of The Youth Economy Lab, whose programs are free to enter.

Every number traces back to a specific 10-K or 10-Q filing on SEC EDGAR, parsed from standardized XBRL tags. We don't layer in analyst estimates or third-party adjustments. If our number disagrees with another site's, ours will match the audited filing.

Those sites show dividend yield, which is one way a company returns cash. Empiric also measures net buybacks and debt paydown, and adds them up as Total Shareholder Yield.

Create a free account

A free account gives you unlimited company lookups. Membership in The Youth Economy Lab is free too.

Free account. No credit card. No catch.